- Product / Payments
Money Never
Sleeps.
Connect local, European and international payment routes through The ECOMMVERSE. From one transfer to payroll and structured payout operations, ECOMMBX helps individuals and business customers move money with visibility and control.
- Product / Payments
Money Never Sleeps.
Connect local, European and international payment routes through The ECOMMVERSE. From one transfer to payroll and structured payout operations, ECOMMBX helps individuals and business customers move money with visibility and control.
01 / HOW IT WORKS
Global capability.
Local routes.
Use the payment method suited to the destination, currency, value and urgency of the transfer. Available routes are brought together through The ECOMMVERSE rather than managed as disconnected services.
01
SELECT THE RIGHT METHOD
Match the transfer with an available local, European, cross boarder or card network route.
02
CONTROL THE INSTRUCTION
Prepare, review and approve payment instructions using the permissions and approval flows assigned to your profile.
03
TRACK THE INSTRUCTION
Review available payment activity, references, confirmations and reports through The ECOMMVERSE.
02 / PAYMENT ROUTES
One platform.
Multiple routes.
Access supported local, European and international payment routes according to the currency, destination, approved service configuration and selected payment channel.
01
SEPA
Send and receive EUR transfers across the SEPA area using the available SEPA payment route.
02
Swift
Send and receive international transfers in supported currencies through available correspondent banking routes.
04
LOCAL PAYMENT ROUTES
Use Faster Payments and CHAPS for eligible GBP transfers, alongside supported local USD, DKK, AUD, AED and SEK routes.
03 / EXTENDED PAYMENT OPTIONS
MORE WAYS TO SEND.
MORE WAYS TO ACCEPT.
Beyond account to account transfers, ECOMMBX supports internal mobile number transfers (P2P), eligible card network payouts through its acquiring services and alternative embedded ways for merchants to accept payments.
PAY A SPARTAN
INTERNAL MOBILE NUMBER TRANSFERS
Send a Person to Person (P2P) internal transfer to another ECOMMBX customer using the mobile number linked to their ECOMMVERSE profile.
VISA OCT
ORIGINAL CREDIT TRANSACTIONS
Credit a Visa card through an Original Credit Transaction for approved payout rails, refund or disbursement use cases.
MASTERCARD MONEYSEND
SUPPORTED MASTERCARD TRANSFERS
Send person to person transfers and business disbursements directly to supported cards through Mastercard MoneySend.
APMs
MORE WAYS FOR MERCHANTS TO GET PAID
Eligible merchants can connect with alternative payment methods and digital wallets through our acquiring gateway: using wallet, card or open banking rails.
countries
Currencies
Single or mass
payouts
Card or bank
destinations
04 / PAYMENT OPERATIONS
From one payment to thousands.
Build a payment operation around how your business works, from a single beneficiary instruction to payroll, and mass payout files.
01
SINGLE TRANSFERS
Pay an eligible beneficiary once using the relevant account details, currency, reference and supporting information.
02
PAYROLL
Upload the approved Excel template and execute salary transfers through a controlled business workflow.
03
CARD BASED PAYOUTS
Prepare single or mass payout instructions through configured Visa or Mastercard transfer routes.
04
INTERNAL TRANSFERS
Transfer eligible amounts between your own approved ECOMMBX accounts or assigned company account structures through The ECOMMVERSE.
05 / OPERATIONAL CALENDAR
Plan around
processing days.
Payment instructions may be submitted through The ECOMMVERSE outside applicable processing windows. Their processing and execution remains subject to route cut off times, Cyprus and overseas holidays, currency calendars, the receiving institution and any required compliance or operational checks.
06 / BUILT AROUND THE FLOW
Everyday simplicity. Business scale control.
PERSONAL
PAY AND PLAN
Make everyday transfers, prepare future payouts through saved templates or beneficiaries, and review payment activity across connected accounts.
Business
OPERATE AT YOUR SCALE
Manage supplier payments, payroll, and tailored approval workflows around the approved operating model.
FINTECHS AND INSTITUTIONS
BUILD STRUCTURED FLOWS
Support approved payouts, settlement related movements, and integration led payment journeys through configured services.
07 / PRACTICAL ANSWERS
UNDERSTAND THE ROUTE
BEFORE YOU TRANSFER.
Discover more about available payment routes, transfer times, payroll, approval workflows, reporting, Spartan Pay and alternative payment methods.
ECOMMBX supports among others eligible SEPA and SWIFT transfers, TARGET Services, Faster Payments, CHAPS, selected local USD, DKK, AUD, AED and SEK routes, Visa OCT, Mastercard MoneySend and internal ECOMMBX transfers.
Availability depends on the customer profile, currency, destination, use case and approved service configuration.
Execution time depends on the selected route, submission time, applicable cut off, currency calendar, destination, receiving institution and any required compliance or operational checks.
The Operational Calendar provides the applicable processing day and cut off information.
Eligible businesses can use the approved payroll template to submit multiple payment instructions through a controlled workflow.
Available templates and requirements are provided through ECOMMVERSE and depend on the approved transfer type and route.
Yes. Eligible businesses can establish tailored permissions and approval workflows according to their approved organisational and user structure.
Users may be authorised to prepare, review, approve, execute or administer payment activity.
Eligible confirmations and payment reports can be downloaded through The ECOMMVERSE in supported PDF or XML formats.
Available documents depend on the payment route, instruction and service configuration.
Otherwise known as Spartan Pay. It is an internal person to person transfer service for ECOMMBX personal customers.
It allows you to send funds to another ECOMMBX personal customer using the mobile number linked to their ECOMMVERSE profile.
Availability remains subject to the applicable account, currency, limits and customer eligibility.
Eligible merchants may connect with selected alternative payment methods and digital wallets through ECOMMBX’s acquiring services.
Supported methods may include PayPal, Skrill, Neteller, Apple Pay and Google Pay, subject to the merchant’s profile, approved integration method, jurisdiction, provider requirements and technical availability.
IMPORTANT: Payment routes, currencies, limits, execution times, scheduling, file based services and card network transfers depend on customer eligibility, fulfilment of due diligence procedures, the approved use case, destination, receiving institution, compliance requirements, technical availability, ECOMMBX’s risk appetite and the agreed service configuration.
Submitting a payment instruction does not guarantee its execution or the time at which the beneficiary will receive it. A transfer may be delayed, rejected, suspended or returned where required information is missing or where compliance, operational, technical or receiving institution requirements apply.
READY TO MAP YOUR PAYMENT FLOW?
