- SOLUTIONS / OPEN BANKING
Secure access. Smarter connections.
Open Banking unlocks a new way for customers and regulated partners to interact with financial data. Through secure APIs and strong customer authentication, Third Party Providers (TPPs) can access ECOMMBX account information or initiate payments once customers give their consent. It’s part of our commitment to transparency, security and innovation. In the ECOMMVERSE, power comes from connection. With Open Banking, those connections expand.
- solutions / open banking
Secure access. Smarter connections.
Open Banking unlocks a new way for customers and regulated partners to interact with financial data. Through secure APIs and strong customer authentication, Third Party Providers (TPPs) can access ECOMMBX account information or initiate payments once customers give their consent. It’s part of our commitment to transparency, security and innovation. In the ECOMMVERSE, power comes from connection. With Open Banking, those connections expand.
01 / OPEN BANKING EXPLAINED
What Open Banking means
Open Banking empowers customers to share their financial data safely with trusted providers. This enables services such as account aggregation, budgeting tools, payment initiation and more.
At ECOMMBX, we follow the European PSD2 framework and the Berlin Group standards to ensure every interaction is secure, compliant and fast. Customers stay in full control of what they share and who they share it with.
For Third Party Providers (TPPs)
- Regulated TPPs can connect to ECOMMBX through our dedicated API interface to offer innovative financial services to their users. Our API suite supports:
-
Account Information Services (AIS)
Secure retrieval of balances, transactions and customer consented data -
Payment Initiation Services (PIS)
End to end payment initiation once customer consent is given -
Funds Confirmation (CBPII)
Instant confirmation on whether a customer’s account has sufficient funds - Every TPP must be fully authorised and listed in the official EU registers before connecting to our systems.
Sandbox Environment
- A safe space for learning, testing and integrating. Our Sandbox is a secure, isolated environment using non real user data that allows TPPs to:
- Familiarise themselves with ECOMMBX’s API behaviour
- Test flows end to end
- Validate authentication and consent journeys
- Prepare for production release
- It mirrors our live setup, giving developers the freedom to experiment without risk.
Production API
- Once certified and ready, TPPs can move to our Live environment. The Production API offers:
- Stable, high performance endpoints
- Secure authentication
- Real time access to customer consented data
- Fully PSD2 aligned functionality
- All TPPs must complete the required onboarding steps before accessing Production.
API Availability & Performance Statistics
- We maintain a transparent, real time status overview of our API services. You can monitor:
- Recent uptime
- Quarterly performance metrics
- Direct interface statistics
- Historical availability trends
- It’s all part of our commitment to reliability inside the ECOMMVERSE.
02 / SECURITY & CONSENT
Customer Protection & Security
- Your security is our highest priority. ECOMMBX follows:
- Strong Customer Authentication (SCA)
- PSD2 regulatory standards
- Continuous monitoring of TPP activity
- Encrypted communication across all API interactions
- Customer first consent journeys
- Customers maintain full control and can revoke access at any time.
We would love to hear from you
